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Residual Thoughts
A data-focused blog about tech, economics and psychology

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My Email Open Rate Data and 4 Things I learned about Copywriting

Posted on August 19, 2020August 19, 2020by Joe Hovde
Data on my email open rates

I am sharing data on my email open rates because 1) I always appreciate seeing data from other blogs and websites; the desire to benchmark oneself is hard to suppress and 2) if you are reading this, there is a decent chance you contributed to the data! I have been reading a book about copywriting, […]

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  • Psychology

The Behavioral Advantages behind TurboTax

Posted on April 20, 2019April 29, 2019by Joe Hovde
Intuit's share price

A perfect storm of behavioral factors gives TurboTax enormous pricing power. Each year as I do my taxes I am surprised at how eager I am to pay TurboTax anywhere from $59 to $199 to help me file my taxes. A combination of the U.S. tax process in general and TurboTax’s design in particular makes […]

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  • Psychology

The Data Behind my Habit Formation

Posted on February 23, 2019July 29, 2020by Joe Hovde
Probability of meditating as a function of whether I did the day before

Edit: If you are spending more time at home due to the pandemic, it is a good time to build new habits. You can control your environment and the triggers that help establish habits much easier now than you can when your routine is more varied. I believe that getting good at habit formation is […]

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  • Psychology

Why Won’t I Buy a Beer on an Airplane?

Posted on February 15, 2019February 19, 2019by Joe Hovde
why won't i buy beer on an airplane

I was thinking about buying a beer on a flight the other day. While I was pondering buying it or sticking to ginger ale, I noticed that I felt guilty about spending the money. It felt like a superfluous expense. I started to wonder why that was, especially when I often will have a drink […]

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  • Psychology

Cognitive Biases in Apartment Hunting

Posted on June 6, 2018July 1, 2020by Joe Hovde
Cognitive biases in the apartment hunt process

I’m looking for an apartment and while it has been fun, it’s frustrating how irrational it makes me feel. Some of the irrationality has come from tactics used by the realtors; some of it has come purely from my brain. Here are some of the tactics I’ve noticed realtors using. Reciprocity effect: At each complex I’ve […]

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